Yes, there is now evidence of the benefits of incorporating AI into your crypto wallet. The real question that needs to be answered is what AI features would benefit your company's business model. There are obvious and distinct ways to use AI in 2026. 

• Loss prevention based on the identification of potential fraudulent activities through machine learning (ML) technology is a rapidly advancing field. During this process, ML spots abnormal transactions in seconds, rather than minutes, as with traditional methods. 

This helps prevent tricksters from getting the opportunity to steal a customer's funds.

• AI-augmented crypto wallet development allows you to analyse user behaviors precisely. Users who match scam patterns can be flagged for review by AI, thus reducing manual review workload. This significantly lowers AML staffing requirements.

Operationally speaking, you should avoid creating AI features that only provide short-term, speculative value and build only the ones that help mitigate fraud and improve compliance.