Hey Louisville drivers,

Quick question—has anyone here noticed if their premiums have gone up after frequently driving near the Kentucky Expo Center, especially during big events?

I’ve heard that some insurers actually treat heavy traffic zones like that as higher risk due to the increased chance of fender benders or claims. I’m trying to compare car insurance quotes in Louisville, KY, and I’m wondering if my regular route past the Expo might be hurting my rate.

Would love to hear from anyone who’s experienced changes after attending or living near the area. Do insurers really flag it as risky, or is it just hype?

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